New Purchase

Buying a home is exciting but it may become tricky if you require a Mortgage. Whether you are searching for your first property or later, at Financify we aim to turn your property aspiration into reality based on our skillset and experience

Mortgage can be difficult especially if customers

• Have complexities in their profile
• Are not sure which lender / Financial Institution is best suited
• Need to move quickly

Remortgage & Equity Release

Remortgage refers to the process of replacing an existing mortgage on a property with a new mortgage either from a different Lender / Bank or renegotiating the terms of your current mortgage with your existing lender / Bank. There are number of reasons why customers choose to remortgage

Mortgage for handover Properties

Off-plan sales (Properties that are still under construction or in the planning phase) have increased exponentially in UAE over the years. It is estimated that more than 50% of total property sales in UAE is off-plan which makes “Handover Mortgage” extremely important for Resident and overseas customers.

Overseas Mortgage

UAE has a thriving real estate market that attracts foreign investors and individuals seeking to purchase property in the country due to which Overseas Mortgage are in great demand.

Buy to Let Mortgage

A buy-to-let mortgage is a type of mortgage specifically designed for individuals who want to purchase a property with the intention of renting it out to tenants. Being a whole market brokerage with excellent real estate agency relationships, we can assist clients with end to end transaction.

Building Finance

UAE is a centre of attraction for domestic and international investors due to many reasons such as Potential for capital appreciation, high rental income, tax benefits, quality of life and others.

House Construction Mortgage

High Net Worth (HNW) clients in UAE often want custom houses rather purchasing a unit from developers. Banks and Financial Institutions do offer financial products for such constructions but structurally these products are relatively complex than vanilla mortgage loans.

Shariah – Compliant / Islamic Home Loans

UAE being an Islamic country has a huge demand for Shariah – Compliant Home Loans. These financial products provide home ownership to customers while adhering to Shariah Principles either through

• Murabaha (Cost Plus Profit arrangement with Buyer)
• Musharaka (Partnership between Bank and Buyer)
• Ijarah (Rental agreement with Buyer)